Legal protection insurance covers your personal or professional disputes and covers legal costs and legal support.
A dispute with a neighbor, a customer, a supplier, or an administration can arise at any time, whether you are an individual or a professional . Legal fees, administrative procedures, and the complexity of procedures can quickly become a burden. This is where legal protection insurance comes in, an often overlooked but essential coverage. Find out what it covers, how it works, and why it is wise to subscribe to it with KT Assur&Bank .
1. What is the Legal Protection Guarantee?
Legal protection insurance is an insurance that helps you assert your rights or defend yourself in the event of a dispute. It covers the costs associated with legal proceedings , whether you are the plaintiff or the defendant .
💡 It can be integrated into other contracts (home, auto, health) or taken out independently .
2. What Does Legal Protection Cover?
Guarantees vary depending on the contract, but legal protection generally includes:
✅ Legal information : Access to advice by telephone or online on your rights and procedures.
✅ Coverage of costs :
- Lawyers' fees
- Expertise fees
- Legal proceedings costs
✅ Attempting an amicable resolution : Assistance to avoid legal action.
✅ Legal representation if the dispute goes to court.
3. What Types of Disputes Are Supported?
a. For Individuals
- Disputes with a neighbor (noise nuisance, shared ownership, etc.)
- Conflicts with an employer (unfair dismissal, harassment, etc.)
- Disagreements with a trader (non-compliant purchase, after-sales service dispute)
- Conflicts related to consumption or services (banks, operators, insurance, etc.)
- Disputes related to housing (rental, works, co-ownership)
b. For Professionals and Self-Employed
- Commercial disputes with a supplier, customer or service provider
- Recovery of unpaid debts
- Disputes with the administration (tax, URSSAF, labor inspection)
- Conflicts between partners or with employees
💡 Important : Certain areas such as intentional criminal offenses or conflicts prior to subscription may be excluded.
4. Why take out Legal Protection Insurance?
✅ Avoid High Legal Costs
Legal proceedings can cost several thousand euros. With legal protection insurance, these costs are covered , within the limits of the contract.
✅ Benefit from Professional Support
Access to a network of qualified lawyers and experts to advise and defend you effectively.
✅ Save Time and Peace of Mind
Disputes are often complex to manage. A dedicated team supports you, from the amicable phase to conflict resolution .
✅ Defend Your Rights at Any Time
Whether it concerns your private life or your professional activity, this guarantee allows you to never be left alone when facing a dispute .
5. How to subscribe to Legal Protection with KT Assur&Bank?
Taking out legal protection insurance is quick and easy with KT Assur&Bank.
🔹 Step 1 : Analysis of your needs (individual, craftsman, self-employed, company)
🔹 Step 2 : Proposal of a tailor-made offer , adapted to your situation
🔹 Step 3 : Quick and secure subscription
🔹 Step 4 : Immediate access to legal services upon contract activation
💡 Our offers can be subscribed to in addition to a home, auto, health or professional contract , or independently .
6. Why Choose KT Assur&Bank for your Legal Protection?
✅ Customized solutions for individuals and professionals
✅ Partnership with reputable insurers in the legal field
✅ Support throughout the duration of the contract , with responsive customer service
✅ Transparency of guarantees and exclusions , without unpleasant surprises
✅ Competitive rates , for complete protection at a controlled price
📞 Contact a KT Assur&Bank advisor now for a free, no-obligation quote!
Conclusion
Legal protection insurance is much more than just a service: it's a real shield against the hazards of everyday life and the professional world. It allows you to face disputes with complete peace of mind , with solid legal support and financial support for the procedures. With KT Assur&Bank , you are sure to benefit from a contract adapted to your needs, at a fair price, and quality monitoring.