Fleet insurance offers many benefits for businesses with multiple vehicles. It allows you to group several vehicles under a single policy, simplifying management while offering substantial savings.
1. Simplified Management
Fleet insurance groups all vehicles under a single insurance policy. This reduces paperwork and allows for a single premium payment deadline.
Why is this beneficial?
- Less administration: You no longer have to manage multiple contracts for each vehicle.
- Simplified monitoring: A single policy for all vehicle warranties and deductibles.
2. Savings on Insurance Premiums
By grouping multiple vehicles under a single policy, insurers offer attractive discounts on premiums. The more vehicles you own, the greater the savings.
How do economies work?
- Decreasing rates: Insurers often apply decreasing rates based on the number of vehicles.
- Warranty-based discounts: By choosing only the essential warranties for certain vehicles, you can further reduce your costs.
3. Personalized and Flexible Coverage
Fleet insurance allows you to tailor coverage to each vehicle's needs. You can adjust coverage based on usage and the specific risks of each vehicle type.
Examples of customization:
- Comprehensive warranties for the most used vehicles.
- Basic warranties for vehicles that are rarely driven or are in stock.
4. Protection of All Types of Vehicles
Fleet insurance covers a wide range of vehicles, from company cars to trucks, vans, and even specialty vehicles like construction equipment and delivery vehicles.
What types of vehicles can be included?
- Company or service cars.
- Light commercial vehicles and heavy goods vehicles.
- Specialized vehicles (taxis, VTC, etc.).
5. Extended Support and Troubleshooting
With fleet insurance, breakdown assistance and recovery services are often included in the policy, ensuring that your vehicles can be repaired or towed quickly in the event of a breakdown or accident.
Benefits of breakdown assistance :
- 24/7 service.
- Replacement vehicles often included in offers.
6. International Coverage
For businesses operating internationally, fleet insurance often offers coverage in multiple countries, ensuring your vehicles are protected abroad.
Why is this important?
- Protection during business trips abroad.
- Coverage of vehicles circulating in several European countries.
Conclusion
Fleet insurance is an excellent choice for businesses with multiple vehicles, whether cars, vans, or specialty vehicles. It simplifies contract management, saves money, and offers flexibility to tailor coverage to the specific needs of each vehicle.
Contact KT Assur&Bank today for a personalized quote and discover how to optimize the management of your vehicle fleet with our tailor-made solutions.