Fleet insurance offers many benefits for companies with multiple vehicles. It allows several cars to be grouped under one contract, simplifying management while offering substantial savings.
1. Simplified Management
Fleet insurance groups all vehicles under one insurance policy. This reduces paperwork and provides a single due date for premium payments.
Why is this beneficial?
- Less administration: You no longer have to manage multiple contracts for each vehicle.
- Simplified monitoring: A single policy for all vehicle warranties and deductibles.
2. Savings on Insurance Premiums
By grouping several vehicles under the same contract, insurers offer attractive discounts on premiums. The more vehicles you have, the greater the savings.
How do economies work?
- Decreasing rates: Insurers often apply decreasing rates based on the number of vehicles.
- Warranty-based discounts: By choosing only essential warranties for certain vehicles, you can further reduce your costs.
3. Personalized and Flexible Coverage
Fleet insurance allows you to tailor coverage to the needs of each vehicle. You can adjust the guarantees according to the use and risks specific to each type of vehicle.
Examples of customization:
- Comprehensive warranties for the most used vehicles.
- Basic guarantees for vehicles that are rarely driven or are in stock.
4. Protection of All Types of Vehicles
Fleet insurance covers a wide range of vehicles, from company cars to trucks, vans or even specialist vehicles like construction equipment or delivery vehicles.
What types of vehicles can be included?
- Company or service cars.
- Light commercial vehicles and heavy goods vehicles.
- Specialized vehicles (taxis, VTC, etc.).
5. Extended Support and Troubleshooting
With fleet insurance, breakdown and recovery services are often included in the policy, ensuring that your vehicles can be repaired or towed quickly in the event of a breakdown or accident.
Benefits of breakdown assistance:
- 24/7 service.
- Replacement vehicles often included in offers.
6. International Coverage
For businesses operating internationally, fleet insurance often offers coverage in multiple countries, ensuring your vehicles are protected abroad.
Why is this important?
- Protection during business trips abroad.
- Coverage of vehicles circulating in several European countries.
Conclusion
Fleet insurance is a great choice for businesses with multiple vehicles, whether cars, vans or specialty vehicles. It simplifies contract management, saves money and provides flexibility to tailor coverage to the specific needs of each vehicle.
Contact KT Assur&Bank today for a personalized quote and discover how to optimize the management of your vehicle fleet with our tailor-made solutions.